How Wallet And Account Data Is Used
We use the details needed to create and protect your account, confirm your phone before access, record account activity and respond to policy requests. Payment references may show whether a DANA, OVO, GoPay or QRIS transaction was submitted, but we do not describe those references as
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permission to use any service where local law does not allow it. Bank transfer and virtual account records can be matched to the account step that created them so we can investigate a status question. Device and cookie signals help us recognise a returning session, detect
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unusual access and keep policy choices available. Access depends on local law, and we may request additional details when a lawful account or data request cannot be matched safely.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.